Compliance Manager

We are a fast-growing, customer-focused mortgage company committed to providing quality loans and an exceptional customer experience. We are seeking an experienced and detail-oriented Compliance Manager to join our team. In this role, you will be responsible for overseeing the implementation and maintenance of our compliance management system, ensuring adherence to mortgage industry regulations, and supporting internal teams to mitigate risks and ensure the company’s continued success and growth.

Key Responsibilities

• Lead, organize, and coordinate the compliance team’s activities; assign tasks and projects, monitor progress, and evaluate work quality and workflow.
• Develop, implement, and maintain compliance policies and procedures in alignment with industry regulations.
• Responsible for filing quarterly NMLS call reports.
• Conduct routine audits of mortgage lending practices to ensure compliance with applicable laws and regulations (e.g., RESPA, TILA, ECOA, HMDA).
• Lead BSA/AML Compliance Officer responsible for investigating and monitoring suspicious activity.
• Monitor and interpret regulatory changes that impact mortgage lending and provide actionable guidance to internal teams.
• Collaborate with internal departments to ensure compliance in loan origination, underwriting, and closing processes.
• Review, interpret, and clear loan-level compliance fails using Mavent software.
• Investigate and respond to inquiries from investors and state/federal regulators and agencies (HUD, CFPB, etc).
• Oversee the review of business product programs, marketing material, and communications for regulatory compliance and adherence to company standards.
• Ensure licensing requirements are met and support state audit coordination.
• Lead or assist with employee training on mortgage compliance regulations and best practices.
• Maintain and update compliance documentation and reporting as required.
• Support compliance reviews and audits, working with senior leadership to address any necessary corrective actions.
• Oversee the company’s preparation for state and federal examinations and serve as the primary point of contact for examiners.

Qualifications:

Required:

• 5+ years of mortgage compliance experience, with a solid understanding of mortgage regulations and industry best practices.
• Strong ability to interpret and apply compliance laws such as RESPA, TILA, ECOA, and HMDA.
• Detail-oriented with a proactive approach to identifying risks and providing solutions.
• Excellent written and verbal communication skills for interacting with internal and external stakeholders.
• Ability to prioritize tasks, work independently, and meet deadlines.

Preferred:

• 2+ years of experience in a leadership or supervisory role, with a focus on compliance.
• CRCM, CRM, or related risk/compliance certification.
• Bachelor’s degree in Business Management, Finance, Business Law, or a related field.