FM

Earlier this month, we welcomed our broker partners to downtown Chicago, Illinois, for the 2025 FM Chicago Broker Conference. We were proud to come together with the broker community to focus on what matters to clients. From in-depth policy workshops to sharing midyear results, the conversations underscored how collaboration drives resilience and fuels progress. The conference was an opportunity to connect, celebrate, and strengthen the partnerships that make a lasting difference. To every broker who joined us—thank you. Together, we'll continue building on this momentum and helping clients protect what matters most. #WeAreFM #BrokerPartnerships #FMChicago Karla H.

Join us for the next webinar in our Meet the Experts series—Tariffs: Navigating Change with Clarity. We're going beyond the headlines, offering insights and strategies that help businesses build resilience. 📅 October 15 | ⏰ 11AM ET Hear from industry experts: 🔹 Michael Paolillo, Manager, FM Cargo 🔹 Eric Jones, Global Manager, Business Risk Consulting, FM 🔹 Jason Adams, Manager, Operations and Reinsurance Underwriting, FM 👉 Register now: http://ms.spr.ly/6045soe63.

🌪️ Extreme weather events are inevitable—but the damage they cause doesn't have to be. While traditional insurance focuses on rebuilding after disasters, our approach is far more proactive. FM's Angelika Werner, PhD, Director of Climate Risk and Resilience, explains, "We partner with companies that share our belief in mitigating risk and protecting against losses before they happen." After all, businesses with strong flood response plans experience 70% less damage compared to those without one. So, while you can't control the weather, you can control your level of preparedness. 🔗 Let's work together to shift the conversation from recovery to preparedness: http://ms.spr.ly/6046siVV4. #WeAreFM #ClimateRisk #ClimateChange

Geopolitical tensions, cyber threats, and climate-related risks create a complex, dynamic, and interconnected web of exposure that requires far more than experience to manage. At FM, we believe that managing these evolving risks calls for innovation, real-world testing, and global collaboration tailored to local challenges. This is why we're establishing the FM Science and Technology Centre, Europe—a cutting-edge hub for research, innovation, and customer engagement nestled in the heart of the EMEA region. Opening in 2027, the Luxembourg facility will provide our clients with unprecedented access to advanced science, engineering expertise, and future-focused strategies. This initiative supports our global vision that extends across the US and Asia-Pacific, now expanding into Europe. Resilience is not merely a reaction; it’s about anticipation. And if risk is constantly evolving, so are we. 🔗 Want to know how we’re shaping the future? This article from Versicherungswirtschaft heute is a great place to start: http://ms.spr.ly/6044sn6o4. #WeAreFM #FMResearch #EMEA

⚡ Lithium-ion batteries power much of the world we live in—but they come with hidden risks. One of the most significant concerns is thermal runaway—a chain reaction that can cause damaged batteries to catch fire and even explode. In 2020, FM's Sujit Purushothaman, a senior lead research engineer, and his team set out to answer a crucial question: Can we detect these risks early enough to prevent loss? After several months and dozens of tests, they had their answer: Yes, with off-gas detection. What's off-gas detection? Find out in our recent Insights article. Discover how it works, what it means for data centers, and how it can safeguard the operations that keep your business running smoothly. 👉 Here's everything you need to know: http://ms.spr.ly/6049sWLy1. #WeAreFM #Engineering #Innovation

Resilience starts by seeing what others don't. In high-hazard industries, such as chemical, hidden vulnerabilities can lead to costly disruptions. That's why at FM, we help companies worldwide shift from reactive to proactive—identifying risks before they become losses. With dedicated global operations, science-based engineering expertise, and innovative risk assessment tools, we partner with clients to: ✅ Promote business continuity ✅ Identify risks before issues arise ✅ Optimize reliability and build resilience Resilience isn't just about protection—it's also about progress. Let's work together to make risk management a catalyst for growth. 👉 http://ms.spr.ly/6046sWJEj. #WeAreFM #RiskManagement #Resilience

Did you know that 76% of lenders and 70% of investors plan to ramp up their commitment to renewable energy over the next three years? ⚠️ While this enthusiasm is promising, challenges such as supply chain disruptions, rising costs, and policy uncertainties continue to threaten project viability. With private and commercial capital accounting for 75% of funding, reducing risk is crucial for investor confidence. That's why we're committed to being your partner from day one, offering specialized support for utility-scale solar, wind, and battery storage projects. Our dedicated support unit provides: 🏗️ Loss prevention engineering 🔍 Site-specific risk assessments 🌎 Global expertise tailored locally As FM's Pamela Griffing, Chief Tax Officer, explains, "Investors want [renewable energy] projects that operate continuously and avoid disruption. Resilience is important." That means the clean energy depends on building a resilient infrastructure. Let's make it happen — together. 🌱 See how we can work together to make this a reality: http://ms.spr.ly/6045siTUX. #WeAreFM #RenewableEnergy #CleanEnergy

ARISE US 2025: Building Connections for Resilient Communities is right around the corner—and the FM Research Campus is proud to host the keynote. Keynote: 🗓️ Date: Oct. 1, 2025 📍 Location: FM Research Campus 🎤 Speaker: Dr. Lou Gritzo, CSO, FM ✅ Topic: How engineering-based loss prevention and applied science accelerate resilience at scale This year, the conference is being held at the Renaissance Providence Downtown Hotel from Oct. 1-2. It brings together private sector, government, academic, and nonprofit leaders to discuss community disaster resilience. 🔗 Seats are limited—save yours today: http://ms.spr.ly/6047slauP ‼️ Please Note: You must register for the FM Research Campus tour to attend the keynote. #WeAreFM #EngineeringResilience #ARISEUS

At FM, we believe that strategic risk management should do more than safeguard your assets — it should also help fuel your growth. With decades of experience partnering with leaders in high-hazard industries, we'll develop science-backed strategies tailored to your unique challenges, goals, and growth plans. 👉 Let’s work together to transform uncertainty into opportunity. Discover how we can help you protect what matters most: http://ms.spr.ly/6045sYTOh. #WeAreFM #Partnership #ProtectYourPurpose